Need a Portuguese bank account for your visa application or daily expenses? We can handle opening a bank account for you, while you're still outside the country.

== This Digital Service Highlight Features:

Individually
You will have a private account manager who already speaks English, always within easy reach of just a WhatsApp text.

Convenient
Simple and fast procedure to save you time and effort.

Simple
Application takes up to 5 min. All communication with the bank will be handled by our local legal team that is located in Portugal.

Efficiency
Skip the Apostille by getting your signature recognized by a law firm in Portugal online.

Our Services
We work with one of the largest private banks in Portugal - NovoBanco. With your account, you'll have access to hundreds of branches and ATMs throughout the country and outside.

The account can be for an individual or a joint account with multiple account owners. We help you contact a law firm for signature certification. You do not need to notarize or apostille the power of attorney.

== What's Included?

* IBAN and online bank access via Mobile App/Desktop
* Debit/Credit cards delivered to your door or pick up at the bank branch
* Personal English-speaking account manager

== How It Works?

Open your Portuguese bank account in 4 easy steps.

1. Place an order online.

2. Complete form. Fill out our online form, attach all required documents

3. Sign your documents. Make an e-signature for your power of attorney, recognized by Portuguese law.

4. Get access to your new bank account. Receive your IBAN, bank manager personal contact, and get online access codes.

== Frequently Asked Questions:

Q: How long does it take to open a bank account?
A: Usually, for our clients, the average turnaround time to open a bank account is 3-4 weeks. Our turnaround time is an estimate and guarantee. We can't guarantee that your bank account will be opened by a certain date because there are processes outside of our control (e.g. shipping times, bank compliance, and other).

Q: Is there a minimum age requirement for opening a bank account?
A: The minimum age to open your own bank account in Portugal is 18 years old.

A: What is the cost of bank account opening?
Q: Our service fee is USD$500. The account can be for an individual or a joint bank account.

Q: Do I need my NIF document to open a bank account?
A: Yes, NIF is one of the required documents to open a bank account. If you don't have a NIF yet, we can help you to make one.

Q: Can my bank cards be shipped internationally?
A: Yes, your cards are always shipped outside of Portugal to the address shown in your NIF at no additional cost. If you wish to pick up it in Portugal, you can do that at any bank branch (the bank may take for it an additional fee of €15).

== Opening a Bank Account in Portugal Online

Creating a bank account can be a necessary task that may arise at any point in time. In such a scenario, individuals often wonder about the easiest way to accomplish this. While visiting a bank branch and interacting with the bank's representatives is the most obvious solution, there are easier options available. One of these is opening a bank account online.

You can communicate directly with a representative from a Portuguese bank to open an account online. However, if you struggle with the Portuguese language or simply want to save time, it's best to seek the assistance of professionals to help you with the process.

== What has to be done before all of the key stages of opening a bank account will be completed?

Before proceeding with all the key steps involved in opening a bank account, there are some preparatory tasks that need to be taken care of. Having the necessary documents ready is crucial in ensuring a smooth and efficient process. Once you have these in place, the subsequent steps will become effortless. Hence, it is important to ensure that the following is taken care of beforehand:

• Proof of ID. There are two options to select from. You may enclose a copy of your international passport or suggest an EU national ID card. Both variants will be just fine;
• Evidence of your address. There are also several ways to prove your address. You are free to introduce a driver’s license, a utility bill, or a bank statement (both of them have to be issued within the last three months);
• NIF. This is an individual number of the taxpayer. If you still do not have it, you need to deal with this before you request to create a bank account in Portugal. But it’s not a great deal as long as you have a chance to do this in just about five days (certainly, if you pick the online option of ordering it);
• Proof of income. This is really important for the Portuguese banks. Well, there is no unified evidence of your earnings you should stick to. You can enclose an income or company statement, a job contract, or a self-employed registration certificate. Think of which of the variants you can provide (what is more convenient for you), and go for it.

Pay attention to the fact that your proof of address has to be outside Portugal. In case you have already received NIF with our help, it’s a good idea to provide just the same documents you used for that procedure.

As for the taxes aspect, there is also something that you should keep in mind. Some of our clients are taxed outside Portugal. In this case, we are going to need a tax number from the country of your residence (it should be the country you reside in now).

In fact, a tax number has to be given in accordance with the country that is stated in your NIF.

== What happens after all the documents are ready?

When you are over with collecting the proper documents, it's time to request to open a bank account with us. These documents will be used in order to complete an application for creating your account in a bank.

You will see the turnaround time that is going to be necessary in order to finish the process. Pay attention that it is an estimate and the final period of expecting the result can slightly change.

If you are okay with the estimated time you see, the next step is proceeding with the payment. You will be redirected to the payment server. There, it’s going to be necessary to state the info about the card you have, and this is it! Wait for the result. Soon, you will be given access to your new Portuguese bank account!

We keep working on improving what we do on a regular basis which means that you will face the finest quality of the services that can ever be found! Good luck with everything, and hope you will enjoy having a bank account in Portugal!